Military Spouse Financial Aid Resources List

Military Spouse Financial Aid Resources List

Federal Programs

Federal Student Aid Scholarship Search
This page of the Federal Student Aid website offers a scholarship search. The Student Aid site also offers a Financial Aid and Scholarship Wizard.

Free Application for Federal Student Aid
Federal Student Aid, an office of the U.S. Department of Education, ensures that all eligible individuals can benefit from federally funded or federally guaranteed financial assistance for education beyond high school. We consistently champion the promise of postsecondary education to all Americans and its value to our society.

GI Bill Web site
The Post 9/11 GI Bill provides financial support for education and housing to individuals with at least 90 days of aggregate service on or after September 11, 2001, or individuals discharged with a service-connected disability after 30 days. is the official benefits website of the U.S. government, with information on over a thousand benefit and assistance programs. They include education grants and loans, health, housing, and other types of assistance. To obtain a tailored list of benefit programs for which you may be eligible, complete the free and confidential questionnaire on the homepage. Or search for all programs by state, category, state, or federal agency by going to “Benefits”.
This U.S. Department of Education site links students with information on financial aid, tuition assistance, and scholarships. There is a section for military members and their families. Start your search by going to “Pay for your education.”

U.S. Department of Education

Branch Programs

Air Force Aid Society
The Air Force Aid Society (AFAS) is the official charity of the United States Air Force.  AFAS offers a Spouse Tuition Assistance Program (STAP) for spouses of active duty personnel who accompany members to overseas locations.  More detailed information about eligibility can be found at the website.

Army Emergency Relief
Army Emergency Relief is the Army’s own emergency financial assistance organization and is dedicated to “Helping the Army Take Care of Its Own.”  This link offers access to their educational resources, which include assistance in finding general and military related scholarships.

General Henry H. Arnold Education Grant Program
The Air Force Aid Society plans to award up to 3,000 grants to dependents of Air Force members for their college education through the General Henry H. Arnold Education Grant Program. Applications for these $2,000 need-based grants are now available from the Society’s website.

The grant program is open to dependent children of active duty, Title 10. Reservists on extended active duty, Title 32 AGR performing full-time active duty, retired, retired reservists and deceased Air Force members. Spouses of active duty members and surviving spouses of deceased personnel are also eligible.

Marine Corps Scholarship Foundation
The Marine Corps Scholarship Foundation is offering scholarships to children of active-duty United States Marines and children of former/deceased Marines.


Navy-Marine Corps Relief Society
The Navy-Marine Corps Relief Society’s education programs help eligible Navy and Marine Corps families pursue their academic goals by providing a source of education financing.

Other Programs

Air Force Spouse Scholarship Program
The Air Force Spouse Scholarship program is designed to encourage Air Force spouses worldwide to pursue associate/bachelor undergraduate or graduate/postgraduate degrees. The applicant must be a spouse of Air Force Active Duty, Air National Guard or Air Force Reserve to be eligible. Spouses who are also members of the service are not eligible. Additional requirements are available on their website.


Allied Schools & Allied American University Military Family In-House Tuition Assistance & Scholarship Program &
When an active duty member enrolls in two Allied American University courses (6 credits), a spouse may enroll in one Allied American University course (3 credits), or one Allied Schools’ vocational course from the qualifying courses.

American Association of University Women
The American Association of University Women offers scholarships for women.  These scholarships are awarded to eligible women who meet the specific requirements of AAUW Branch and State offices.


American Patriot Freedom Scholarship
Since launching the American Patriot Freedom Scholarship Program in 2006, the program, administered by Homefront America, Inc. has awarded over $95,000 in scholarships. Each year, military dependent children from around the world submit their essays hoping to receive one of 25 – $1,000 scholarships.


Armed Forces Communications and Electronics Association
Links to various grants and scholarship opportunities. See website for details and application dates.

Army Scholarship Foundation
The Army Scholarship Foundation offers scholarships for spouses of enlisted active duty Army members, as well as for spouses of active duty Guard and Reserve members.

Book Scholarship
This site offers an annual scholarship for textbooks.  Students may register for the drawing at the site.

Broke Scholar
Broke Scholar is a free scholarship search engine.
This site, dedicated to military spouses, has information and resources for spouses going back to school. Follow the links under “My Career” and “Education” to find a list of scholarships for military spouses and children.

College Board
College Board allows students to search for available grants and scholarships.

College Net
This database contains listings of more than 500,000 private-sector awards from 1,570 sponsors.

College Toolkit
Collegetool Kit, formerly Lunch Money, provides a free scholarship search program.

College Scholarships
College Scholarships provides information about scholarships for students across the country.  Browse available scholarships by subject, state, student status, or other categories.

Fast Web
Fastweb is a free scholarship website for parents and students.  The site includes a loan calculator and list of key dates for financial aid and admissions.

Fin Aid

Fin Aid is a comprehensive website that provides information on loans, scholarships, military aid, and other sources of educational funding.

Fleet Reserve Association
The Fleet Reserve Association’s Education Foundation has awarded over $118,000 to 26 students pursuing higher education. All active, Reserve, and retired members of the Navy, Marine Corps, and Coast Guard are eligible to apply.

Folds of Honor Scholarship
The Folds of Honor Foundation offers college scholarships for spouses and children of service members disabled in action or killed in action in Iraq or Afghanistan. Applications may be submitted in advance for children who will not need the scholarship for several years. Scholarship amounts are determined on a case-by-case basis.

This website is a scholarship search.  There are over 2000 scholarships listed here.

Hispanic Scholarship Fund
The Hispanic Scholarship Fund offers several scholarship programs for students of Hispanic heritage.

Hope for the Warriors
HOPE FOR THE WARRIORS™, offers multiple scholarships to U.S. military spouses of wounded service members and Fallen Warriors.
This commercial site has information on financial aid and scholarship opportunities for military family member. Click on “Education” and follow the link under “Military Spouse and Family Educational Assistance Programs.”

Military Community Scholarship and Financial Aid Explorer
This site helps military members and their families research scholarship and financial aid opportunities.

Click on “Troops and Families” and “Education for Family Members” for information and links to financial support for spouses pursuing an education. You’ll also find information on branch-specific tuition assistance programs.

Military Officers Association of America Scholarship
The Military Officers Association of America has multiple scholarship opportunities. Visit their website for details and deadlines.

National Institute of Whole Health (NIWH)
The National Institute of Whole Health is offering a $1,250 scholarship to all qualified MyCAA participants, towards their enrollment in an NIWH Whole Health curriculum.

National Military Family Association
The National Military Family Association Scholarship Fund awards scholarships for Military spouses. Applications, when available, are posted on their website.

Naval Helicopter Association Scholarship Fund
The Naval Helicopter Association (NHA) offers nine annual scholarships to students with any military affiliation.  Four national undergraduate, graduate, and five regional undergraduate scholarships are issues each year with awards up to $3,000 each. The annual application deadline is November 15.

Navy Wives Clubs of America

The Navy Wives Clubs of America offers a scholarship program for spouses of enlisted Navy, Marine Corps, and Coast Guard members.

Pat Tillman Foundation
The Pat Tillman Foundation offers Tillman Military Scholarships for service members and their dependents.

Peterson’s Undergraduate Scholarship Search
The undergraduate scholarship search helps you find private awards and grants to help cut college costs. By answering questions about yourself and your activities, you can narrow down the scholarships to the ones that match your qualifications. Start by going to “College Success Tools” then “Pay for School.”

SAT/ACT Prep Program for Military Families
eKnowledge Corporation and NFL football players have donated over $20 million of SAT software to military families worldwide. Military service members, veterans, and dependents can order free SAT test preparation products worth $200 by visiting the eKnowledge website. Software is free, you only pay for shipping and handling.

This website is a free searching tool for finding scholarships.

Scholarships for Military Children
The Defense Commissary Agency and Fisher House Foundation, Inc. have created the Scholarships for Military Children Program. This program awards a $1,500 scholarship at every commissary location where qualified applications are received. The scholarship provides for payment of tuition, books, lab fees, and other related expenses. Dependent, unmarried children, under age 23, of active duty personnel, Reserve, Guard and retired military members, or survivors of deceased members, are eligible to apply.

Seabee Memorial Scholarship Foundation
The Seabee Memorial Scholarship Foundation offers scholarships to children and grandchildren of officers or enlisted members who have or are currently serving with the Naval Construction Force (Seabees), or Naval Civil Engineer Corps.  The scholarships are awarded on financial need, character, good citizenship, leadership, and scholastic record.

State Higher Education Agency Contacts
The U.S. Department of Education provides this listing of contact information for each state’s Higher Education Agency which provides information on the education programs, colleges and universities, financial aid assistance programs, grants, scholarships, continuing education programs, and career opportunities.

StraightForward Media
Straight Forward Media offers six scholarship programs.

Student Scholarship Search
This site offers information about scholarships, loans, grants, and more.

Survivors’ and Dependents’ Educational Assistance Program (DEA)
The Dependents’ Educational Assistance Program is funded and provided by the Veteran’s Administration (VA). The DEA provides education and training opportunities to eligible dependents of certain veterans. The program offers up to 45 months of education benefits. These benefits may be used for degree and certificate programs, apprenticeships, and on-the-job training.  If you are a spouse, you may take a correspondence course. Remedial, deficiency, and refresher courses may be approved under certain circumstances.

Teach and Inspire Scholarship Program
For those interested in pursuing teaching, the American Board for Certification of Teacher Excellence (ABCTE) is looking for committed individuals to teach for three years in select school districts in Florida, Mississippi, or South Carolina. You will receive a full scholarship towards the ABCTE certification program as well as additional support during your transition into teaching.

Thanks USA
Thanks USA offers scholarships to spouses and dependents of active duty service members or Reservists and National Guard members who have been activated.

United Negro College Fund
The United Negro College Fund administers numerous college scholarship programs. Each program has its own eligibility criteria, deadlines and documents.

Alternative Sources of Financial Aid

Due to the current status of the Nation’s economy most of the student loan providers either do not offer this type of assistance or they are not accepting new applications. Please contact the providers with the number provided on their websites for information on when they will be accepting new applications.

Payment Plans
Contact your school’s Financial Aid Office for information regarding tuition payment plans that allow you to pay as you go. Contact your employer to see if they offer an Employee Reimbursement Plan. This may also allow eligible students to defer tuition payment while awaiting reimbursement. If you are a graduate student you may want to talk to your department head for previously awarded scholarships in your area of study.

Alternative/Private Student Loans

The terms and conditions of these private educational loans are similar to the Federal Stafford Loan. Often students who are not eligible for Federal Student Loans or students who want to supplement their Federal Loans will apply. Consideration is based on the creditworthiness of the applicant or co-signer. Contact the lender to apply, or for requirements, interest rates, and fees which can vary among lenders. There are no federal forms to complete when applying for these loans.

Tuition Payment Plans

Tuition payment plans are short-term (12 months or less) installment plans which split your tuition into equal monthly payments. Many such plans are essentially interest-free, but some have fees or finance charges. Ask about the costs to you before using a tuition installment plan.

  • FACTS Tuition Management
    FACTS Tuition Management offers tuition management and budgeting services for educational institutions at all levels, from pre-school through post-graduate institutions.
  • Sallie Mae Tuition Pay

    Sallie Mae’s Tuition Pay lets you pay your tuition bill in small, monthly installments at more than 1,500 schools nationwide. The service is interest-free. An application fee is required. 1-800-635-0120.
  • Tuition Management Systems
    Tuition Management Systems provides tuition payment programs for kindergarten through college. The interest-free monthly payment option allows students and families to spread educational costs over a several months, without interest and without borrowing. (There is an enrollment fee that ranges from $30 to $60, depending on the school.) Their BorrowSmart counseling optimizes the combination of tuition payment plans and PLUS loan debt to minimize loan interest payments for a given monthly payment.

Books for Scholarships

  • Kaplan Scholarships 2010: Billions of Dollars in Free Money for College, by Gail Schlachter and R. David Weber. (Kaplan Publishing. 2009). ISBN-13: 978-1419553080
  • Scholarships, Grants & Prizes 2010 (Peterson’s Scholarships, Grants & Prizes), by Laura Paul (Editor). (Peterson’s. 2009). ISBN-13: 978-0768927924
  • The College Board Scholarship Handbook 2010, by The College Board. (College Board. 2009). ISBN-13: 978-0874478495
  • Getting Financial Aid 2010, by The College Board. (College Board. 2009). ISBN-13: 978-0874478488
  • Paying for College without Going Broke, 2009 Edition, by Princeton Review. (Princeton Review. 2008). ISBN-13: 978-0375428838
  • The Scholarship Book 13th Edition: The Complete Guide to Private-Sector Scholarships, Fellowships, Grants and Loans for Undergraduates, by National Scholarship Research Service. (Prentice Hall Press. 2008). ISBN-13: 978-0735204270
  • Financial Aid for African Americans, 2009-2011 (Financial Aid for African Americans), by Gail Ann Schlachter and R. David Weber. (Reference Service Press. 2008). ISBN-13: 978-1588411778
  • The Scholarship & Financial Aid Solution: How to Go to College for Next to Nothing with Short Cuts, Tricks, and Tips from Start to Finish, by Debra Lipphardt. (Atlantic Publishing Co. 2008). ISBN-13: 978-1601382610
  • How to Write a Winning Scholarship Essay: 30 Essays That Won Over $3 Million in Scholarships, by Gen Tanabe and Kelly Tanabe. (Supercollege. 2006). ISBN-13: 978-1932662139
  • The Best Way to Save for College: A Complete Guide to 529 Plans (Best Way to Save for College), by Joseph F. Hurley. (Bankrate, Inc. 2008). ISBN-13: 978-0981549101
  • Complete Idiot’s Guide to Financial Aid for College, by David Rye. (Alpha. 2008). ISBN-13: 978-1592577460